Destination Reward Cards
Believe it or not, even in today`s rocky economic climate, applying for a credit card may just get you the vacation of a lifetime. Seem a little too good to be true? Destination rewards cards have been around for a while, but so many people miss out on the rewards because they either haven`t heard enough about them or end up falling back on major air mile rewards cards. No matter your situation, destination rewards cards can help make your next vacation more affordable.
It`s important to keep in mind that you should only charge what you can afford to pay off at the end of the month. This is especially important with travel cards. Any interest paid on the bill or late fees charged will actually end up costing more than the points you are accumulating, making the points worthless. Be sure to check the terms and compare cards before applying and learn how to use it wisely in order to maximize your chances of getting a discounted or free vacation.
Disney is known as the place where dreams come true, but so many families simply can`t afford to make the trip to this magical theme park. The Disney Rewards Visa credit card allows you to earn one percent in Disney Dream Reward Dollars for every purchase made on your rewards card. This means that for every $100 spent on making Visa card purchases, you earn one dollar that can be put toward Disney offerings and products. It may not seem like much, but that`s something that can add up after a while. Saving only 10 Disney Dream Reward Dollars means a free meal at any Disney theme park. 74 Disney Dream Reward Dollars equals a 1-day child theme park ticket. Just imagine how much you can save with purchases you already make.
Universal Studios offers an American Express rewards card that earns you double points on grocery and gas purchases. Earning points means that you can get discounts on select theme park purchases, theme park tickets and annual passes, vacation packages and other travel rewards. Universal Studios Annual Passholders even earn triple points on their rewards card on in-park purchases, which helps those points add up even faster.
Even banks have jumped on the destination rewards bandwagon. Bank of America offers a Norwegian Cruise Line MasterCard credit card that earns you one point on every dollar spent in retail purchases. You even earn 10,000 bonus points after making your first qualifying purchase and there is no annual fee. Points can be redeemed for cruise discounts, cruise tickets, stateroom upgrades, on-board credits and much more.
The Virgin credit card at Moneysupermarket.com allows consumers to earn college points that can be used toward Virgin Atlantic flights. This card is especially popular due to its competitive balance transfer offer. Depending on the card, you may earn as much as 6,000 air miles after making your first purchase and customers are entitled to discounts on Virgin vacations and other offerings. Most rewards cards require that you have good credit, so be sure that your credit history is strong before applying